Welcome to Our Finance Center

What do you expect from the car-buying process? It’s easy to get excited as you explore your options, but this excitement often fades as quickly as a poor sales team spouts its scripted gimmicks and tricks; then, when it’s time to finalize your purchase, there’s no ounce of excitement left because hidden fees have skyrocketed the price and led to sticker shock and buyer’s remorse. Does the experience sound familiar?

Service Chevrolet promises something far more enjoyable and rewarding. Since opening our doors in the 1970s, we’ve set out to give our customers a personalized dealership experience that respects their unique needs. We listen and respond to those needs, fostering your excitement throughout every step of the process.

Financing Made Easy

Service Chevrolet offers financing on your terms because we realize every customer has unique needs. While some customers are looking for a new Chevrolet and have a bigger budget, others are looking for an affordable used model that doesn’t force them to settle or compromise. Some customers have exceptional credit scores and well-established credit histories, while others are rebuilding or establishing their creditworthiness. Whatever the case, Service Chevrolet will work with you.

Our hassle-free approach starts on the sales floor, and as they build a relationship with you, our finance experts will learn more about your financial situation and credit history; they’ll walk you through your purchase options, helping you secure a competitive interest rate with a reputable lender or find the right lease terms for your needs. Since transparency is at the forefront of every step, there’s no question of what you’re getting or paying, instilling confidence in your purchase long before it’s time to sign on the dotted line.

Understanding Your Purchase Options

One of the first steps in having confidence in your purchase is knowing you can trust our team to ensure your next vehicle sets you up for financial success. This confidence begins by understanding your purchase options, like knowing the role your credit score plays and recognizing the difference between loans and leases. We’re here to fuel that confidence with a closer look at financing and credit scores.

Loans vs Leases

Loans and leases are two popular options that offer distinct advantages. Leasing is like renting an apartment; you don’t own the apartment but are paying to live there for a predetermined period. When you lease a vehicle with us, you’re paying to drive it for a set period—such as 24 or 36 months—with the promise to return it in like-new condition. Leasing is advantageous for customers who want lower monthly payments, aren’t enticed by vehicle ownership, and like the idea of driving a new vehicle with the latest features every few years.

Getting a loan for a new or used vehicle is typically more popular because it gives you ownership without draining your bank account. Instead, you borrow the money from a lender with the promise to repay the loan with interest. The lender holds the title to the vehicle until the loan is repaid, but you assume ownership and don’t have to worry about mileage restrictions. You can also make any modifications to the car.

Credit Scores

Your credit score plays a significant role when buying a vehicle, but it doesn’t always have the final say at Service Chevrolet. Lenders look at your credit score to evaluate the risk of the loan and determine the interest rate, with higher credit scores rewarded with lower interest rates; this benefits customers with well-established credit histories, but where does that leave individuals who don’t have high scores?

Service Chevrolet works with all types of credit. We offer financing on your terms, looking at your financial situation and credit history to determine the best purchase plan. Our various finance options and our relationships with multiple lenders can help you rebuild your credit with every monthly loan payment.

Have Confidence in Your Purchase at Service Chevrolet

Are you ready to bring your automotive dreams to life? We’re ready to help at Service Chevrolet. Take the next step and visit our dealership or get pre-approved online. With a full suite of financing services, you can rest easy knowing your purchase can set you up for future success in the driver’s seat.

---

Tell Us About Your Credit

Unsure about where your current credit stands? No problem! Take this easy assessment to determine your credit, so you can begin looking at auto loan options today.